Vacant property
When a house is standing empty.
An empty property still costs money — council tax, insurance, bills and upkeep — and it's harder to keep an eye on. If you'd rather it was sold than sitting there, we can look at buying it as it is.
Why properties end up empty
There's usually a reason, and it's rarely simple.
Inherited and unoccupied
The owner has died or moved into care and the house is waiting to be dealt with.
You’ve moved on
You bought somewhere new, or moved away, and the old house never sold.
It needs too much work
It’s not in a state to live in or let without significant spending.
Between tenants
A tenancy has ended and you're not sure you want to re-let.
How we can help
Access without you being there
We can arrange to view with a key holder or neighbour if you live elsewhere.
Condition is part of our assessment
Damp, frost damage or a garden gone wild are allowed for in our offer, and explained.
A written offer to weigh up
Compare it with the ongoing costs of holding the property and with an agent’s valuation.
Completion on an agreed date
We'll agree the date with you once solicitors are instructed.
What you don't need to do
- Clear out furniture or belongings
- Carry out repairs before selling
- Keep visiting to show buyers round
- Keep it presentable for viewings
Step by step
How it works with an empty property
1. Tell us about it
The address, how long it's been empty and anything you know about its condition.2. We arrange access
Through you, a key holder or your solicitor — whatever is easiest.3. Written offer
You'll get our offer and our reasoning in writing.4. You decide
If you go ahead, solicitors handle the sale and we agree a completion date.
Things to consider
Holding costs add up
Council tax, insurance, standing charges and maintenance continue while it’s empty. Many councils charge extra on homes left empty for a long time.
Check your insurance
Many home insurance policies restrict cover once a property has been unoccupied for a set period. Tell your insurer it’s empty.
A direct sale means a lower price
Our offer will be below open-market value. If the property is in decent condition and you're not in a hurry, an agent sale may get you more.
Other routes you could take
Selling to us is one option. Depending on your circumstances, one of these may suit you better.
Sell through an estate agent
Often the best price for a property in reasonable condition. An empty home can be easier to view, but may need tidying first.
Let the property
Brings in income, but you’ll need to meet safety and repair standards and take on landlord responsibilities.
Sell at auction
Useful for properties needing work, with a set timetable once the hammer falls. Fees apply and the price is uncertain.
Questions
Common questions
The house has been empty for a long time. Will that put you off?
No. We'll expect some deterioration — damp, blocked gutters, an overgrown garden — and allow for it. Tell us what you know and we'll look at the rest.
Do I need to be there for the viewing?
No. We can arrange access with a key holder, neighbour or your solicitor.
What about the utilities and council tax?
Keep paying them until completion; your solicitor will tell you when to take final readings and notify the council.
Inherited a property
You don't want to manage it, or it's full of belongings.
Needs a lot of work
Fire damage, structural problems or complete renovation needed.
Relocating
Moving for work or family and need a fixed date.
Is the house costing you money while it sits there?
Tell us about it and we'll explain what we could offer. If an agent sale or letting would suit you better, we'll say so.